Might be worth testing Ratchet & Clank with a LiveUSB Linux environment to see if it's a GPU issue rather than a driver related issue. An old 6700XT that I had ended up with a similar issue with games crashing, and those issues persisted even under Linux. Probably worth giving a try to see if it's purely a issue with their Windows drivers or something wrong with the hardware itself.
Since I got that replaced, haven't had crashing issues.
Meanwhile, I had nothing but issues with the NVIDIA Control Panel being slow and bloated (For some reason, it loads all of their game profiles at once?), GeForce Experience lacking features (like RAM caching) and requiring a login, extremely fragmented software suites that you can't even get through Winget, and weird issues when I had my drawing tablet plugged in (Which is 60Hz), where it would make things on my high refresh rate monitor look choppy (and there was seemingly no fix for this judging by the NVIDIA forums). That's not even counting how terrible their Linux drivers are, I can't blame NVIDIA users for sticking to Windows based on how those are.
I'll probably give NVIDIA a second chance again once the Linux community gets their open source Vulkan drivers (NVK and Nouveau for GL stuff) working to a competent amount, and when NVIDIA finally sells a decent midrange card again (that's an upgrade rather than using DLSS 3 as a crutch for being almost the same performance). Reason being that AMD putting AMFM (Which apparently is underwhelming anyways) and their low latency stuff (the real kicker) behind a RX 7000 paywall is wack, especially since NVIDIA Reflex even works on 10 series cards, and since the 7000 series cards apparently still have problems. My RTX 3070 felt very underwhelming for the price I paid for it, but man, AMD thinks they can get away with the same crap NVIDIA is doing.
I can at least say that AMD's overclocking/undervolting tools are straight-up busted, and even if applying settings seems fine, restart your computer, it takes abnormally long to boot, and then it will say the settings got reset for stability reasons.
Yeah, I bought my 6900XT for around $600 or so on sale rather than MSRP. 3090 rasterization performance, when a 3090 went for around $1K at the time, seemed like a good value to me.