So right now I only seem to have a debt of about $3K USD. In theory I should be able to pay it off by January 2020.
I still remember being worried back in 2016 when I had to get my appendix removed, I freaked out since I don't have medical insurance and seeing how I didn't have a job at the time, the prices of what I saw online for the procedure also scared me, oh and on top of it all the Fall semester was about to start at the college that I go to. I was worried that I was going to rack up a whole lot of debt in a short period of time and that I would have to drop out of school. In the end it only cost me $2K USD, I was only charged for the anesthesia and I talked to them later then they then dropped the price to $1K USD since I don't have insurance. It's taken me over 3 years to pay it off and that's mostly because they let me pay it off little by little without adding any extra late fees or stuff like that.
A year later I would go to the dentist and they told me my teeth were in bad shape and that it would cost me over $24K USD to fix them. This is when I basically just dropped out of school and decided to just get a job and pay for that stuff (at this point in time I just lost my motivation in school and didn't really feel like going anymore, that and I had already "failed" this one class three times already). I did take out a "loan" (Credit card for medical expenses) of sorts and because I was able to make the payments on time was not charged any interest at all. Because of the cost I didn't not do the full treatment for my teeth and only a part of it, so I think I have at least done half the treatment at this point and that would mean I have something like $6k-$9k USD left of treatment to be done. And I have to pay off my current $3k USD of debt before I take on the rest of the treatment. I have told myself that after I am done with paying off this debt that I will go back to school.
debt sucks. At least I have a good credit score I guess